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Want to be prepared for any health emergency? Avail of any Prepaid Health cards for Babies and Kids in the Philippines. (Photo Credits cc with modifications)<\/a><\/strong><\/em><\/p><\/div>\n As the adage says \u201cMahal ang magkasakit\u201d and it really is, especially in this country where some hospitals<\/a> will even require a down payment for an emergency<\/a> case.<\/p>\n It is important for us moms to always be prepared for such possibilities. And because not everyone has a health insurance for their family care of the company they are working for, prepaid health cards can be heaven sent. This is especially true for our dear work at home parents<\/a> who may have to pay buy their own benefits.<\/p>\n For moms and dads looking for prepaid health cards for their children \u2013 be it babies or older kids, sharing with you some information that you may need in order to decide on which prepaid health insurance<\/a> to buy. ALWAYS, ALWAYS remember to read the fine prints on any of the health cards you are interested to purchase and keep in mind that there are some illnesses and situations which may not be covered, like Asthma which they do not consider as an emergency. So better read up on all of the provisions in the health card policy \u2013 I have included the links to the official websites of the health care providers.<\/p>\n One of Philcare’s products is the ER Vantage Plus.<\/strong><\/em><\/p><\/div>\n Read more about it here. <\/a><\/p>\n (Post Continued Below)<\/em><\/strong><\/p>\n =====================================================================<\/p>\n ==================================================<\/p>\n Know more about it here.<\/a><\/p>\n As of posting, it costs P3,700.00.<\/strong> Know more about it here.<\/a><\/p>\n As of posting, the ER Shield costs P800.00. Know more about it<\/p>\n 2. Maxicare Products<\/strong><\/span><\/p>\n Maxicare ER Ready is yet another prepaid emergency health card for Filipinos<\/strong><\/em><\/p><\/div>\n The difference between the two is that the higher priced one gives you access to six major hospitals which include: *Six (6) major hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke\u2019s Medical Center Quezon City, St. Luke\u2019s Medical Center Taguig, The Medical City.<\/em><\/p>\n Read more about it here.<\/a><\/p>\n It has two variants, and as of posting, here are the costs:<\/p>\n The difference between the two is that the higher priced one gives you access to six major hospitals which include: *Six (6) major hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke\u2019s Medical Center Quezon City, St. Luke\u2019s Medical Center Taguig, The Medical City.<\/em><\/p>\n 3. PNB Healthy Ka Pinoy Health Emergency Card<\/strong> \u2013 Is a health insurance, that according to its website \u201cprovides: Php 20,000 Emergency Hospital Care for Accident and Sickness; and Php 100,000 Accidental Death, Dismemberment and Disability benefits and Php 20,000 Accidental Burial Benefit.\u201d What makes it different from other health cards is that it gives you back 20% of the premium you paid for if you have not been able to use it for the period of validity which is one year.<\/p>\n As of posting, the Annual Premium to avail is only Php 750. You may double the coverage though by paying for an additional premium of Php 500.<\/strong> This can be availed in any PNB Bank branch near you. Click here <\/a>for more information.<\/p>\n 4. The Medicard RXeR<\/strong> \u2013 Is an emergency health card from Medicard. Here\u2019s an information from its website \u201cthe RxER offers a new and specialized health care maintenance service that covers emergency, preventive and outpatient care. Best of all, there\u2019s no age limit, no medical check-up required and there\u2019s no hierarchy to be followed. Patients requiring care for emergency trauma cases in MediCard-accredited hospitals will have an overall limit of P20,000. In addition, emergency care charges include an ER fee, professional fees and emergency medications directly related to the illness for the following cases, subject to conditions under exclusion: trauma cases within 6 hours from the time of the incident; burns; animal bites and accidental chemical poisoning.\u201d<\/p>\n As of posting, a card costs P1998.00<\/strong> and can be bought from Medicard Free Standing Clinics. Know more about it here. <\/a><\/p>\n So there you have it, I will be updating this post as soon as I discover more prepaid emergency healthcards for babies and children in the Philippines. Please drop by my facebook page<\/a> for feedback, comments or suggestions.<\/p>\n Leaving you with this video clip on making a family emergency plan:<\/p>\nHere\u2019s a list of Prepaid Health Cards for babies and kids in the Philippines:<\/strong><\/h1>\n
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A Happy Homemaker is a Happy Pinay Mommy!<\/strong><\/h3>\n